Private insurance is the most common and effective payment method for addiction treatment. It can pay for a significant number, if not all, of your rehabilitation appointments. Thanks to the efforts by private lobbyists and the government, rehabilitation for drug and alcohol addiction is now a mandatory benefit under insurance after the passage of the Affordable Care Act (ACA).

Ways to Pay for Addiction Treatment

Here are the five points for financing that might be helpful for your treatment: ​ 1. Insurance 2. Self-Pay or Payment plan 3. Loan or second mortgage 4. Funding or Scholarships 5. Family Insurance ​ If a person has some benefits, they can use them for treatment and take advantage of insurance. If you use health insurance providers so that you can recover yourself from addiction because they collect payment regularly or they have scheduled their income as well. Self-Pay ​ The second method is self-pay, and in this method, you can pay for treatment in lump sums or months and create a payment plan so that you can pay weekly, monthly, or whatever you choose the way to treat. Loan ​ The third method to pay is a loan. You can take a loan or a second mortgage from those homeowners. Funding or Scholarships ​ If you do some research, then you can find a lot of funding or scholarships for you that are available to you there. Family The last method to pay is family. Your family can help you financially with your treatment. There are many options available for you as a key for financial assistance so that you can choose one of these methods for addiction treatment.

Employees who get treatment for addiction while still at work are protected by the ADA and other laws like the MHPAEA, the ACA, and the Family Medical Leave Act, which all work together to make them eligible to return to work after the treatment.

Depending on your needs, treatment options for addiction vary from extensive medical detox to inpatient (or residential) care plans to less intensive outpatient ones.

If your addiction is chronic or you are also grappling with a dual diagnosis, then long-term care at a residential facility is often the best option; but it is more costly. It's even more expensive when your situation necessitates the consultation of many specialists and the administration of costly drugs.

Many believe that a person does not need to go to rehab, even if they struggle with the most severe addiction withdrawal symptoms. Still, studies show that last year almost 100,000 people died in the United States due to substance use disorder or overdoses.

As 22 million people are suffering from addiction to either drugs or alcohol, there is a need to talk about this subject more casually. Many people don’t go to rehab because they feel ashamed of being addicted. There is a need to make them realize that no one can judge them if they see any symptoms; they should decide to visit a rehab as soon as possible.